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Tokyo Interbank Offered Rate (TIBOR) and Tokyo Overnight Average Rate (TONA).

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TIBOR

The Tokyo Interbank Offered Rate is the Japanese yen term reference rate, administered by the JBA TIBOR Administration. It is published for each business day across tenors from one week to twelve months.

How it is put together

TIBOR is a submission-based rate. Each reference bank submits its rate for every tenor on every business day. The highest and lowest submissions are excluded and the rate is the average of what remains, so no single panel bank can move the fixing on its own.

Because it is a term rate, TIBOR carries both the expected path of overnight rates over the tenor and a bank funding component. That second part is what the spread against compounded overnight TONA is measuring, and it is where most of the interesting movement shows up.

TIBOR Reference Banks

TIBOR is calculated based on daily submissions from the following 15 reference banks, representing diverse segments of the Japanese financial market. Each bank submits daily rates. The highest and lowest quotes are excluded, and TIBOR is calculated as the average of the remaining submissions.

Major Commercial Banks

  • Mizuho Bank, Ltd.
  • MUFG Bank, Ltd.
  • Sumitomo Mitsui Banking Corporation

Regional Banks

  • Resona bank, Limited
  • Saitama Resona Bank, Limited
  • The Bank of Yokohama, Ltd.

Trust Banks

  • Mitsubishi UFJ Trust and Banking Corporation
  • Mizuho Trust & Banking Co., Ltd.
  • Sumitomo Mitsui Trust Bank, Limited

Specialized Financial Institutions

  • SBI Shinsei Bank, Limited
  • Aozora Bank, Ltd.
  • Shinkin Central Bank
  • The Shoko Chukin Bank, Ltd.
  • The Norinchukin Bank

International Banks

  • BNP PARIBAS S.A.

Where the official rate lives

NihonRates does not publish TIBOR fixings. JBA TIBOR is officially announced by the information providers JBATA has authorized: Refinitiv Japan, QUICK, Jiji Press, Bloomberg, and Nomura Research Institute. The JBA TIBOR Administration also posts the rate on its own website for informational purposes, daily at 4:30 PM JST.

A fuller methodology page is in preparation. Until then, how we derive every measurement we publish is set out in the Disclaimer, and the wider picture is on the About page.

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Analysis published for informational purposes only. It does not constitute investment or financial advice. For authoritative rates, refer to the official sources. Disclaimer · Terms of Use

This website is not affiliated with the JBA TIBOR Administration, the Bank of Japan, or any of the reference banks, and is not an authorized JBA TIBOR information provider.

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